FAQ Council Accident and Sickness Insurance
What is the Council Accident and Sickness Insurance?
The Council Accident and Sickness Insurance package is a Supplemental Insurance plan which provides
year-round coverage for injuries occurring anywhere in the world while participating in an official Scouting
activity, traveling to and from official Scouting activities, or for sickness that begins while the insured
member is in attendance at an official overnight Scouting activity or other covered event operated and
supervised by the Council, or traveling to and from such an overnight or other covered event.
Am I covered by this insurance policy?
All Registered Tiger Cubs, Cub Scouts, Boy Scouts, Venturers and Adults are covered. All LDS units carry
their own accident insurance through their church, and therefore are not covered by the Council Accident and
Sickness Insurance. If you and your unit fit one of the above, you are covered. If you or your unit does not
fit the above description, you are not covered.
My unit re-charted in January, but I just registered and it is May 15; am I covered by the Council
Accident and Sickness Insurance?
Yes, all newly registered Tiger Cubs, Cub Scouts or adults, Boy Scouts or adults, and Venturers or adults,
are automatically covered for the year. During the Re-charter for next year you will send in your premium
along with your unit.
What does the Council Accident and Sickness Insurance cover?
Injuries caused by accidents occurring during official Scouting activities are covered. The covered activity
includes travel time to or from home and the premises of the Covered Activity.
Where is my insurance card?
There will be no insurance cards disbursed.
What Do I Give to Health Providers as Proof of Insurance?
The Council Accident and Sickness Insurance is a SUPPLEMENTAL insurance. Please present your
personal insurance to the Health Provider. HSR, INC will then pay expenses: 1) after the Insured satisfies
any Deductible; and 2) only when they are in excess of any amounts payable by any other Health Care Plans.
How do I get a claim form?
You can find claim forms on the Mid America Council’s Website. Forms can also be picked up at both the
Durham Scout Center in Omaha and the Mid American Energy Scout Center in Sioux City. You can email a
request for a claim form to Peggy Talarico, email@example.com.
How do I file a Claim?
Please call: Health Special Risk, Inc. at 1-866-726-8870. Health Special Risk, Inc. will provide you with
instructions on how to file your claim. The Insured must notify Health Special Risk within 90 days of an
Accident or loss.
What is the Description of Coverage Document and where can I get one?
A copy of the description of coverage can be found on the Mid America Council’s website or at the Durham
Scout Center in Omaha and the Scout Center in Sioux City office.